Ready to buy your next (or first) truck or trailer?
Our Premier Finance Managers are here to make the process straightforward and stress-free. We’ve partnered with a wide network of trusted lenders to bring you fast, flexible, and competitive financing solutions. With real experience in the trucking industry, we understand your concerns—and know how to keep you moving forward.
Commercial Truck Loans
Get approved in as little as 24 to 48 hours. Whether you’re upgrading or just starting out, we’ll help you secure the right loan with favorable terms.
Enjoy low monthly payments, tailored terms, and a secure, hassle-free application process. No matter the truck, we’ve got the right plan for you.
New & Used Trucks
Financing available for all makes, models, and types—including trailers.
Frequently-Asked Questions
At Premier Truck Group, we understand that the financing process can sometimes feel overwhelming. That's why we've compiled a list of frequently asked questions to help guide you through every step.
Why should I use Premier Financing if I have my own bank?
Financing through Premier Financing ensures a smooth transaction, with sales and finance professionals working closely together. Working with Premier also gives you access to exclusive offers and incentives only available when financing a Penske vehicle through Premier. Our knowledgeable and experienced finance managers work with the industry’s top lending partners to find you the most competitive financing on the market tailored to your individual and business needs.
Why should I finance if I can pay cash?
Commercial financing is a great option, especially if you hope to grow your fleet. Establishing a commercial credit history is the most important factor lenders consider for businesses of all sizes. When you finance through Premier Financing, you build credit every time you make a monthly payment, allowing for the possibility of future purchases and expansion. Also, saving cash for daily operations or unexpected expenses provides valuable security.
What types of trucks can I finance through Premier Truck Group?
We offer financing for a wide range of new and used commercial vehicles—including day cabs, sleepers, medium-duty trucks, trailers, and vocational trucks from top brands like Freightliner, Western Star, and Isuzu.
How long does the approval process take?
Most applications are reviewed within 24 to 48 hours. Once we receive your completed application, a Finance Manager will contact you with available options.
Do I need perfect credit to qualify?
No. We work with all types of credit profiles and have strong relationships with multiple lenders, so we can help find the right solution regardless of your credit history.
Is the finance application secure?
Absolutely. Our online application is encrypted and secure, ensuring your information is protected every step of the way.
Can I finance repairs, maintenance, or parts?
Yes. We offer flexible financing for service, parts, and even extended warranties—making it easier to keep your truck or fleet road-ready.
What documents do I need to apply?
Generally, you’ll need proof of identity, business details (if applicable), and financial information. Our Finance Managers can guide you through exactly what’s needed for your specific situation.